Terms & Conditions
Effective Date: March 1, 2026 | Last Updated: March 1, 2026
Legal Framework
SECTION 1: ACCEPTANCE OF TERMS
By accessing or using the Veteran Benefit Navigators website (veteranbenefitnavigators.com) or any of our services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services. Veteran Benefit Navigators is a DBA (doing business as) trade name of Healthy MVP Insurance Agency LLC.
SECTION 2: DESCRIPTION OF SERVICES
Healthy MVP Insurance Agency LLC, doing business as Veteran Benefit Navigators, is a licensed and independent health insurance agency that provides free educational resources and personalized guidance to help veterans, military retirees, and their spouses understand their Medicare and healthcare benefit options. Our services include, but are not limited to, Medicare Advantage plan education, benefit comparisons, and enrollment assistance.
SECTION 3: NOT A GOVERNMENT ENTITY
Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators is NOT affiliated with, endorsed by, or connected to the United States government, the Department of Veterans Affairs (VA), the Department of Defense (DoD), TRICARE, or the federal Medicare program. Any references to government programs on this website are for educational and informational purposes only. For official government benefit information, please visit Medicare.gov, TRICARE.mil, or VA.gov.
SECTION 4: INSURANCE SOLICITATION DISCLOSURE
This website is operated for the purpose of the solicitation of insurance. By submitting your information through any form on this website, you may be contacted by a licensed insurance agent or broker by phone, email, or text message to discuss healthcare plan options. Contact may come from Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators or one of our licensed partner agents.
SECTION 5: NO GUARANTEE OF BENEFITS
The information provided on this website is for general educational purposes. Specific plan availability, benefits, premiums, and Part B premium reductions vary by county, ZIP code, and individual eligibility. We do not guarantee that any specific plan or benefit will be available to you. We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) for information on all available options.
SECTION 6: CONSENT TO COMMUNICATIONS
By submitting a form on this website and selecting the applicable consent checkbox(es), you consent to receive communications from Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators, including:
Transactional Messages (if Checkbox 1 selected): Appointment reminders, confirmations, account notifications, and benefit updates related to services you have requested.
Marketing Messages (if Checkbox 2 selected): Promotional messages, special offers, plan updates, new benefit information, and educational content.
These communications may be delivered via phone calls, text messages (SMS/MMS), or email. Message frequency may vary. Message and data rates may apply. You may revoke consent at any time by replying STOP to any text message, by emailing [email protected], or by calling 1-844-435-8608. Reply HELP for assistance.
Carriers are not liable for delayed or undelivered messages. must be 18 years or older to use this SMS service.
SECTION 7: USER RESPONSIBILITIES
You agree to:
- Provide accurate, current, and complete information when submitting forms or communicating with our team
- Not use this website for any unlawful purpose
- Not attempt to gain unauthorized access to any portion of this website or its systems
- Not reproduce, distribute, or create derivative works from the content on this website without written permission
SECTION 8: INTELLECTUAL PROPERTY
All content on this website - including text, graphics, logos, images, and software - is the property of Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators or its content suppliers and is protected by applicable copyright and trademark laws. You may not use, reproduce, or distribute any content from this website without prior written consent.
SECTION 9: DISCLAIMER OF WARRANTIES
This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
SECTION 10: LIMITATION OF LIABILITY
To the fullest extent permitted by law, Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or our services, even if we have been advised of the possibility of such damages.
SECTION 11: THIRD-PARTY LINKS
This website may contain links to third-party websites for your convenience and informational purposes. Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party website. Your use of third-party websites is at your own risk.
SECTION 12: INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of this website, your violation of these Terms, or your violation of any rights of a third party.
SECTION 13: GOVERNING LAW
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Healthy MVP Insurance Agency LLC is registered, without regard to its conflict of law principles.
SECTION 14: CHANGES TO THESE TERMS
We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.
SECTION 15: CONTACT US
If you have questions about these Terms and Conditions, please contact us:
Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators
Email: [email protected]
Phone: 1-844-435-8608
Address: 2800 E Enterprise Ave, STE 333, Appleton, WI 54913
Veteran Benefit Navigators is a DBA of Healthy MVP Insurance Agency LLC, a licensed and independent health insurance agency. Veteran Benefit Navigators is not affiliated with, endorsed by, or connected to the United States government, the Department of Veterans Affairs, the Department of Defense, TRICARE, or the federal Medicare program. The purpose of this website is the solicitation of insurance. Contact may be made by a licensed insurance agent or broker. We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
© 2025 Healthy MVP Insurance Agency LLC DBA Veteran Benefit Navigators. All Rights Reserved.